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I saw my husband’s 401(k) balance and it was a huge wake-up call about the way I save money

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Are you maxing out your 401k contributions?  Not only do you get the employer matching and the reduction in taxes due (today, atleast), you get the benefit of growth of your investment over time.  You will have to retire one day, and if you aren’t thinking about how to pay your bills at that point, you are making a huge mistake.

I was shocked when I saw his balance.

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